Simplify your lives!  Just don't do what you're told.
That's true of both TV and most Computer Advertisements.

"Please Note: Under a new federal law, you may have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies.  To request your free annual report under that law, you must go to www.annualcreditreport.com.     ConsumerInfo.com and Freecreditreport.com are not affiliated with the annual free credit report program.     When you order your free report here, you will begin your free trial membership in Triple Advantage Credit Monitoring.     If you donīt cancel your membership within the 30 day trial period, you will be billed $12 for each month that you continue your membership." Source: FreeCreditReport.com

OUR TCAA WEB SITE IS A "FREEBEE"!   Your Membership is Encouraged!